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Category Archives: Strategic Long-Term Planning

Healthcare is constantly evolving. Your business is always growing and changing and so is your workforce. Bell Associates looks beyond your plan year and identifies long-term solutions that will continue to meet your company’s needs and those of your employees.

New Federal Same-Sex Marriage Rules – How Will They Affect Your FMLA Policy?

14 Monday Jul 2014

Posted by bellassociates in Strategic Long-Term Planning

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A proposed Department of Labor rule affects how your organization’s FMLA policy treats married couples of the same gender.

 What is the FMLA?

The Family and Medical Leave Act of 1993 (the FMLA) requires covered employers to allow their eligible employees to take up to 12 weeks of unpaid leave per year to care for a family member (including a spouse) who suffers from a serious medical condition. The employer must allow the employee to stay on the group health insurance plan, and after the leave ends, the employee must be allowed to return to the same or equivalent position with equivalent compensation.

Last year, in the case of United States v. Windsor,the U.S. Supreme Court struck down Section 3 of the Defense of Marriage Act, which specifically limited the definition of marriage—for purposes of federal law—as only between one man and one woman. As a result of the Windsor decision, federal law now recognizes valid same-sex marriages.

But many federal laws, including the FMLA, look to state law definitions of marriage when determining who is eligible for benefits. The FMLA permits spousal leave benefits only when the marriage is legal in the state where the employee resides. So an employee who gets married to a spouse of the same sex in Maryland, where same-sex marriage is legal, but who lives in West Virginia, where it is not legal, would not be eligible for FMLA spousal leave.

New FMLA Rules Proposed

This policy would change under new rules proposed by the Department of Labor in June. The proposed rule would modify FMLA regulations so that an employee is eligible for FMLA leave to care for a spouse if the marriage was valid where it was performed. This is known as the “state of celebration” approach, and it has already been adopted by other federal agencies including the IRS, the State Department, and the Department of Defense. Continue reading →

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Preparing for Union Negotiations in the Age of Obamacare

03 Tuesday Jun 2014

Posted by bellassociates in ACA Analysis and Oversight, Strategic Long-Term Planning

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Does your company offer coverage to employees that are part of a collective bargaining unit?

If so, you’ll need to understand and consider the impact certain provisions of the Affordable Care Act (ACA) will have on the benefits you offer and your negotiations with the union.

For example, the Shared Responsibility provisions of the Affordable Care Act, which require employers to offer coverage to full-time employees or be subject to penalties, may be problematic for your organization. You have a Collective Bargaining Agreement (“CBA”) in place and will need to make sure that the provisions of that agreement relating to health coverage also comply with the requirements of the ACA. Of course, you’ll also want to be careful to limit the costs of providing health coverage.

Before heading into union negotiations, you should be aware of strategies for maintaining costs and understand the implications presented by ACA requirements. Here are a few to consider. Continue reading →

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